First-time homebuyers are up against so many obstacles today—inflation, low inventory, and soaring interest rates—that the issue made it into the State of the Union. “I know the cost of housing is so important to you,” President Biden said. “Inflation keeps coming down, and mortgage rates will come down as well. But I’m not waiting.” Among the measures he laid out to alleviate these burdens was the promise of 2 million affordable homes being built or renovated to fill the housing gap. Many of these new homes, according to the Washington Post, will look a bit different from the McMansions of th…