Personal finance expert Dave Ramsey is known for his blunt advice. He has told people they need to work beyond their wages if they don’t want to be broke. Here’s what went down on an episode of “The Dave Ramsey Show.” Don’t Miss: The average American couple has saved this much money for retirement —How do you compare?Warren Buffett flipped his neighbor’s $67,000 life savings into a $50 million fortune —How much is that worth today?How to turn a $100,000 investment into $1 Million — andretire a millionaire.During an episode of the personal finance help show, Ramsey was joined by team member Jad…