How do you envision retirement? Will it be a time of freedom, relaxation, and pursuing passions? Whatever your goals may be, ensuring a comfortable and secure lifestyle during your golden years requires careful financial planning. This is where the safe withdrawal rate (SWR) can help. Retirees can use the safe withdrawal rate (SWR) to determine how much they can withdraw from their portfolio each year without depleting it throughout their retirement. You can withdraw a percentage of the value of your portfolio each year. More specifically, it’s about balancing enjoying retirement and ensuring …