By City AM reporter A new report from St. James’s Place has suggested as many as 24.6m people in the UK are missing major life goals due to a lack of financial advice. The figures, from one of the UK’s largest wealth managers and advice providers, were published as the first part of a survey of just under 12,000 individuals to understand how financial advice and guidance of all forms impacts individuals and families across the UK. St. James’s Place reported that 24.6m people have never accessed any kind of financial advice or guidance. Meanwhile, perceived barriers to financial advice have det…