Online furniture retailer Wayfair Inc. (NYSE:W) said on Monday that it is offering $700 million in secured notes to repay some of its debt, joining other companies’ run to the debt markets less than a week after the Federal Reserve cut interest rates for the first time in four years. The Fed lowered its key interest rate on Wednesday by an unexpected 50 basis points to a range between 4.75% and 5%, setting in motion an expected gradual decrease in rates on bonds, car loans, mortgages and anything else with an interest rate. Wayfair said the proceeds from the notes, which will mature in 2029, g…