It’s that time of year again: In most states, the Affordable Care Act’s annual open enrollment season for health plans begins Nov. 1 and lasts through Jan. 15. Current enrollees who do not update their information or select an alternative will be automatically reenrolled in their current plan or, if that plan is no longer available, into a plan with similar coverage. Last year marked a record enrollment of about 21 million people. This time around, consumers will find a few things have changed. Don’t Fall for Advertising Scams While some health plans offer small-dollar gift cards or other ince…