After dropping to their lowest level in two years following the Federal Reserve’s September rate cut announcement, 30-year fixed-rate mortgages have climbed higher once again. Nonetheless, the environment is looking more favorable for homebuilding companies, as buyers are incentivized to make offers, and companies are better able to access loans to fund development projects and growth. The top homebuilder stocks include major operations like D.R. Horton Inc. (NYSE: DHI) and Lennar Corp. (NYSE: LEN), each of which closes tens of thousands of homes per year and has a market capitalization of aro…