Two weeks after Hurricane Milton slammed into Florida, only a small fraction of insurance claims have been processed. According to the state Office of Insurance Regulation, just 15.8% of the 237,231 reported claims have been closed as of Wednesday. Of those closed claims, 17,427 were closed with payment to policyholders, while 20,144 were closed without payment. The Office of Insurance Regulation explains that claims may be closed without payment for various reasons, such as policyholders not meeting their deductibles or damage being caused by flooding, which is typically not covered by standa…