Retirement, ideally a period of relaxation and enjoyment after years of hard work, is often envisioned as a time to pursue hobbies, travel or simply unwind. But for many, this phase of life is marred by financial worries, transforming what should be a golden era into a source of dread. A national survey from LiveCareer found 61% of working Americans fear retirement more than death, primarily because of financial insecurities. Don’t Miss: Many are using this retirement income calculator to check if they’re on pace —here’s a breakdown on how on what’s behind this formula.According to Vanguard’s …