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Is there anything better than celebrating the holiday season with family and giving to others? However, in the season’s excitement, losing track of spending is also easy. In fact, according to the 2024 Deloitte holiday retail survey, respondents expect to spend $1,778 (+8% year-over-year) this holiday season after expressing record holiday spending intentions in 2023. Obviously, holiday spending can strain your budget, like the Grinch stealing every Christmas present and decoration in Whoville. Buying gifts, traveling, attending parties, and decorating can get expensive quickly. The good news …

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