Following the news that Capital One is hoping to acquire Discover for a massive $35 billion, many credit card-using Americans have been left wondering what it means. Richard Fairbank, founder, chairman, and CEO of Capital One, issued a statement on Monday night about the company’s intention to buy Discover, one of four major credit card companies operating in the United States. The merger would make them the biggest company in the industry The deal was announced on Monday and would make the combination of Capital One and Discover the largest credit card company in the US by loan volume. Fairba…