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Cash property purchases across various UK regions have seen a significant decrease from 2013 to 2023, with some areas experiencing dramatic drops. New research conducted by UK mortgage broker SPF.co.uk, utilising data from the HM Land Registry, revealed the extent of this trend. Harlow, Essex, has emerged as the area with the most substantial decline, witnessing a staggering 44.9 per cent fall in cash purchases over the decade. This Essex town has seen the proportion of cash sales plummet from 26.3 per cent of all property purchases in 2013 to just 14.5 per cent in 2023. The study focused on t…

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