Massive data leaks and breaches are continually piling faster upon each other—just in the last month, we learned about a few billion records lost through National Public Data, another few million through Medicare, and 100 million through MC2 Data. Companies that handle background checks and other data processing services just aren’t securing the sensitive data flowing through their fingers. Unfortunately, we the public must take the brunt of the consequences, which comes in the form of higher risk of fraud, identity theft, account takeovers, and other schemes seeking to rob of us our money. Bu…