As holiday spending sprees come to a close, you may be thinking about how you can be better with money in the new year. More than a third of U.S. adults are setting financial resolutions in 2024, according to a recent Forbes survey. Improving finances was the second most popular goal after improving fitness, according to the late October poll of 1,000 people nationwide. It was cited more often than improving mental health, losing weight, and improving diet. If you’re among those setting finance-related goals — whether it’s to pay down debt or finally create a budget — here are some helpful tip…