By Lars Mucklejohn Dutch mobile banking firm Bunq has become the first EU neobank to report an annual profit on the back of a surge in users as it gears up to re-enter the UK market and mulls an IPO. Bunq posted a net profit of €53.2m (£45.6m) in 2023, swinging from a €10.5m (£9m) loss in 2022. It launched in 2012 and is now the EU’s second-largest neobank with more than 11m users. Many recently launched neobanks, operating exclusively online, have struggled to turn a profit as they focus on drawing in customers with competitive interest rates and typically rely on revenue from interchange fee…