Although he did not invent the phrase, one of my favorite expressions from my grandfather was “champagne taste on a beer budget.” If you are unfamiliar with this saying, it simply refers to someone who lives above their means and likes things they cannot afford. Even though I totally get the wisdom my grandfather was trying to convey, in today’s world, “fabulous” and “budget” can coexist side-by-side. I know. You might find that absurd. After all, we’re constantly surrounded by images of luxury vacations, designer outfits, and lavish lifestyles. Because of this, it is easy to believe that livi…