West Ham have agreed to pay a ‘payday loan’ type fee to access money from Barclays Bank early for the Declan Rice transfer fee paid by Arsenal. Declan Rice left West Ham to join Arsenal in the summer transfer window for £105 million, but we have had to pay a ‘payday loan’ type fee to access the second instalment of that money 10 months early. Hammers boss David Moyes used the funds from the Rice deal wisely, bringing Edson Alvarez, James Ward-Prowse, Konstantinos Mavropanos and Mohammed Kudus to the London Stadium for just £15 million more than what we sold the 24-year-old England internationa…