DEAR ABBY: With no discussion, my husband decided to retire two years ago. He said he would just take Social Security and we’d be fine. He failed to take into account that he was underage for Medicare, and all of his dental and medical bills would become my responsibility since I’m still working. Luckily, I convinced him to leave SS alone, and to roll his 401(k) into an IRA. There have been bumps. He spent several months sitting all day long unless I asked him to do something specific. I finally put my foot down, and he’s now responsible for evening meals, cleanup and laundry. Unfortunately, h…