DEAR MISS MANNERS: We’ve had a cleaning lady for about a year. I’m generally happy with her work, but it sort of drives me crazy when she’s overly chatty while working. She even goes as far as complimenting my belongings and saying how much she wishes she could afford the same. Sometimes, if there is excess stuff I no longer want (such as extra clothing, shoes, bath products or decor), I’ll offer them to her, but she generally just hints that I should simply give her my belongings. She’s never stolen anything, to my knowledge, but I’m sort of getting uncomfortable with her doing this. I find i…