A Monmouth County man was charged Friday with allegedly defrauding at least 30 victims of more than $5 million in a decades-long scheme. Vincent Dispoto Jr., 66, of Belmar, was charged with one count of wire fraud, U.S. Attorney Philip R. Sellinger said Friday. Dispoto owned and operated an alleged investment firm and a mortgage company, officials said. He was scheduled to have his initial appearance in federal court Friday afternoon before U.S. Magistrate Judge André M. Espinosa in Newark, officials said. His attorney did not immediately return a message seeking a comment. Dispoto owned and o…