Every investment portfolio needs a solid backbone, a core that will ideally ensure that your financial goals are met. What this core might look like depends on where you are in the financial journey: growth stocks and riskier assets when you’re a long way from retirement; as I’ve discussed before, de-risking as you get closer to retirement; or simply looking for high and reliable levels of passive income. Most often, I’ve found that people invest for one of two reasons. The first reason is growth. People want to grow their money as fast as possible, and as quickly as possible. The second reaso…