By Vicky Shaw, PA Personal Finance Correspondent & Lawrence Matheson Frst-time home buyers are really feeling the pinch from higher interest rates, according to a finance expert. The head of UK Finance, David Postings, said it is getting tougher for first time buyers. He said: “Affordability is key and after multiple rapid interest rate rises the typical first-time buyer has been impacted greatly.” David Postings told an industry gathering in London that: “We looked at a typical first time buyer in 2022, which was a relatively stable year, and the average mortgage term was 30 years.” Then he t…