With digitization on the rise, fintech companies’ popularity has skyrocketed in recent years. Fintech companies frequently use innovative technology to replace traditional, legacy financial services. This innovation has the potential to drive significant growth by tapping into underserved markets or providing more efficient solutions than traditional banks and financial institutions. Moreover, fintech companies’ long-term prospects have improved as a result of artificial intelligence (AI) integration. Companies such as Visa (V) and Mastercard (MA) have sparked significant investor interest in …