DEAR ERIC: I’ve been living with my niece for the past year since my mom passed. Neither of us know anyone outside of family. I lived with mom until she had to go into a nursing home. I can’t work because I’m on disability and haven’t had a job in 20 years. I haven’t made new friends in a long time. It’s a struggle to pay bills. I have food stamps and go to the pantry, but it goes fast. I need objective advice on how to get ahead. – Falling Behind DEAR FALLING: You’re confronting social problems and financial problems at once. It’s no wonder you’re overwhelmed. Choose one small part of this se…