By Tatiana Bautzer and Manya Saini Citigroup will cut 20,000 jobs over the next two years, the bank said on Friday, after reporting a $1.8 billion quarterly loss driven by a string of one-off charges. Shares of the bank – which has rolled out a multi-year effort to cut bureaucracy, increase profits and boost a stock that has lagged peers – fell more than 1%. “The fourth quarter was very clearly disappointing,” CEO Jane Fraser told analysts. “We know that 2024 is critical.” The lender will reduce its global workforce of 239,000 by 20,000 through 2026, including layoffs from the sweeping reorgan…