Many homeowners “won’t benefit at all” from the latest round of mortgage rate reductions, according to experts. High street lenders, including Halifax and NatWest, have been slashing interest rates. However, many customers on a fixed rate mortgage are unlikely to see much difference in their repayments if they started or negotiated their deal within the last year. Those on a fixed rate mortgage have a set interest rate attached to repayments over a negotiated period of time, usually between two to five years. Do you have a money story you’d like to share? Get in touch by emailing money@gbnews….