WASHINGTON (Reuters) -Major U.S. bank profits fell on Friday in a choppy fourth quarter complicated by special charges and job cuts, with signs an income boost from high U.S. Federal Reserve interest rates is waning and some consumer loans are starting to sour. Still, JPMorgan, Wells Fargo, Bank of America, and Citigroup, the country’s largest lenders, struck an upbeat tone on the economy and said consumers generally remained resilient. The Fed hiked rates last year in a bid to tame inflation. But with price increases slowing, the potential pace of interest rate cuts this year, and whether the…