As a child, there was something very exciting about counting my coppers. The pennies would eventually turn into pounds and I’d get to take them to the bank in those little coin bags. The savings would grow in my children’s savings account until it was time to withdraw the money and buy that toy I’d been eyeing up. The trip to the bank branch taught me about managing my money, and I couldn’t wait for the day I would get my own debit card. Of course, technology has dramatically advanced since then, and I must admit I’ve found there are huge benefits to mobile and online banking – I check my acco…