Source: The College Investor Is college worth it? The answer depends on how much you spend. That’s it. If you spend too much on college, it’s not worth it because your lifetime earnings will never recoup the cost you spent so early in life. While the thought of incurring student loan debt makes many prospective students reconsider pursuing post-secondary education, the impact of a degree can still outpace the pain of loan debt on future financial well-being as long as the amount is minimized. A college degree can represent a sound investment in your future earnings. The financial return over a…