The rider of a low-speed electric scooter is not considered a pedestrian, like bicyclists are, under New Jersey insurance law, the New Jersey Supreme Court ruled Tuesday. In insurance terms, a low-speed electric scooter (LSES) rider is not relying on “muscular power,” and therefore not a pedestrian. The high court acted in Union County case brought by a man who was struck by a vehicle in Elizabeth in 2021 while riding a Segway Ninebot KickScooter Max, a two-wheeled scooter equipped with a rechargeable battery. The rider, David Goyco, sought coverage from his auto insurer, Progressive, under hi…