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UtilaR, founded by Augustine Akande, Collins Akaniru, and Chris Ehigimetor, is on a mission to democratize access to health insurance across Africa. The idea behind UtilaR originated during Augustine’s tenure at AXA Health, where he recognized the need for a robust information technology infrastructure to facilitate seamless data sharing among Health Maintenance Organizations (HMOs). This infrastructure, he believes, will empower HMOs to accurately price corporate health transactions, which constitute over 90% of the health insurance industry premium. Since its inception, UtilaR has evolved in…