Do you ever feel like you’re swimming upstream against your financial current? You are not the only one who feels this way. As of July 2023 — sixty-one percent of consumers were living paycheck to paycheck, according to the New Reality Check: The Paycheck-to-Paycheck Report. In addition, 64 million Americans have debts that are in collections. Due to being stuck in the cycle of living paycheck to paycheck, there is little room for savings, breathing room, or achieving financial goals. The good news is that you can break free of the “broke” cycle with actionable steps and the right mindset. Ack…