Manchester City are ready to take a considerable financial hit on Kalvin Phillips, with one EFL club looking to sign the player on loan this summer. Phillips has endured a nightmare spell at West Ham United since joining them on loan in the January transfer window. The move was supposed to help get Phillips back on track, under a managed who has long admired him. But Phillips, whose confidence has taken a serious knock as a result of not playing at Manchester City, has fallen way short of expectations. The midfielder has made errors leading to goals, been sent off, made headlines for reacting …