Bank of America reported Monday that net income applicable to common shareholders for the second quarter declined to $6.58 billion from last year’s $7.10 billion. Earnings per share decreased to $0.83 from $0.88 in the prior year. The provision for credit losses was $1.51 billion, compared to $1.13 million last year. Total revenue, net of interest expense, edged up 1% to $25.38 billion from $25.20 billion in the prior-year quarter. Wall Street expected revenues of $25.22 billion for the quarter. Net interest income was $13.7 billion, down 3% from last year, while non-interest income improved 6…