Getting on the property ladder can seem like a distant goal for first-time buyers following historic surges in house prices. Mortgage rates have shot up since a few years ago, too, meaning it’s harder to make the dream of owning one’s own home a reality. According to TV presenter and financial literacy campaigner Adam Beales, known as Adam B, being able to save up a mortgage deposit is a major barrier to getting on the property ladder. In an exclusive chat with GB News, he said: “I think the most obvious challenge that young people face when it comes to getting on the property ladder is house …