Meghan Markle and Prince Harry live in the U.S. with their two children, Prince Archie and Princess Lilibet, but one royal expert thinks the Duchess of Sussex has reservations about raising her tots as American royals. “On the other hand, we should always remember that phrase — ‘never say never’ because it will come back to haunt you when you change your mind, especially if you are a public figure like Meghan,” Tom Quinn told an outlet. “A friend of the couple — one of Meghan’s few aristocratic friends from her time in the U.K. — told me Meghan does miss some aspects of life in the U.K. and wo…