Joe Biden has been criticised by the Republicans on his latest speech about mortgage rates. The US President made the latest statement during a speech in North Carolina, as part of his re-election campaign. After Trump’s emphatic win in the Iowa caucus cemented his front-runner status for the Republicans, Biden headed to North Carolina, the state Democrats are most optimistic about flipping in November. Trump narrowly won the state in 2020 by a margin of just 1.3 per cent, which translated to 74,483 votes. “We expect North Carolina to be extremely competitive,” said Biden’s deputy principal ca…