A survey has found that almost one-third of people are avoiding buying coffees out this month, to cope with the longer payday wait. Cutting down on a latte to-go is a common recommendation that splits opinions, but many say they will continue doing it this month. January is an especially hard financial month for many, thanks to the long wait between December and January paydays. A survey by money-saving coupon site CouponBirds found that one-third of Brits will be dipping into savings this month. Cutting back on coffee to save moneyThe survey found that 71 percent of Britons have made at least…