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Have you got a pensions and retirement question which you’d like money expert Jasmine Birtles to answer? Get in touch by emailing your query to money@gbnews.uk, or commenting below. Question: “I’m a pensioner, 69, and in full-time employment. My tax code for next year has been calculated at 191 which I believe means I can earn £1,900 before I pay tax as my state pension is deducted from my non-taxable threshold of £12,750. I think this means I don’t get a state pension at all. “My wife and I are also foster carers and she doesn’t use all her code, is it possible for her to transfer what is lef…

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