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Those with a shortfall on their National Insurance record will not receive the full state pension. Experts have warned Briton that they need to act swiftly to secure their full state pension amount. With less than a year remaining, individuals are urged to check their entitlement and address any National Insurance contribution gaps. Britons who work for decades to build up their state pension entitlement may be shocked to discover that some of their contributions did not count. To qualify for any state pension, Britons need at least 10 qualifying years of contributions, while a full new state …

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