Successful individuals treat their personal finances like a business; they know where every naira is going and plan for future expenses. With the ongoing economic crisis, many Nigerians are finding it increasingly challenging to keep their finances afloat. The dollar exchange rates, economic uncertainties and the cost of living seem to soar by the minute. Yet, amidst the turbulence, there are some people who seem to be unaffected by the current economic crisis. How do they do it? They adopt certain financial habits that differentiate them from the barely surviving masses. Here are some of them…