By Tom Doyle We are now three weeks into the January transfer window, and though there has been little in the way of major movement from the 72 clubs up and down the EFL ladder, that should change as the month progresses. There have been a few standout deals to talk about from the Championship, League One and League Two so far, with Liverpool playmaker Fabio Carvalho opting to join Hull City on loan amid a clamour for his signature. Other clubs have been more guarded as financial realities bite Premier League clubs, meaning less money is flowing than in previous windows. Despite that uncertain…