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A new Schroders survey reveals a paradox among pre-retirees: while half are concerned about outliving their assets, 43% plan to claim Social Security before age 67, the full retirement age for those born in 1960 or later. Only 10% of survey respondents plan to wait until 70 to maximize their monthly benefit, and the respondent who had not yet retired estimated needing $4,947 monthly for a comfortable retirement, according to thinkadvisor. Despite 74% knowing that delaying Social Security increases payments, many plan early claims due to: Needing the money (39%)Concerns about Social Security’s …

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