No complaints about 3-1 overall last week, but the washout against the spread was a plain bummer. Was just a few points from that being 2-2, but no excuses here and no blaming “bad luck.” Bank accounts have been emptied by half a point and close doesn’t count … except in making the pain worse. Nothing left to do now but nail both of Sunday’s games and then ace the Super Bowl. ——— Divisional round: 3-1, ;750 overall; 0-4, .000 vs. spread Playoffs: 6-4, .600 overall; 4-6, .400 vs. spread. Season: 171-101, .629 overall; 130-133-9, .495 vs. spread. ——— GREG COTE’S NFL CHAMPIONSHIP PLAYOFF PICKS …