It’s all very well copying our colonial cousins from across the pond and creeping ever further into a claim culture, but who really ends up paying? We all do, of course. Sadly, whenever we hear a tale of woe these days, whether it be a simple accident or a story about a serious cover-up, we immediately assume the complainant is looking for a payout. And, the more they protest it’s not about the money but is instead a warning to others, the more convinced we become that a legal claim will follow. But where does all this cash come from? Personal injury claims are currently falling but claims aga…