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As the economy continues to navigate uncertain waters and inflation for everyday Americans worsens, a concerning trend has emerged in the Bluegrass State – a steady increase in residential mortgage defaults. Kentucky, once hailed for its resilience, now finds itself grappling with a growing number of homeowners falling behind on their loan payments. Recent data paints a troubling picture for Kentucky’s housing sector. According to a report by the personal finance company WalletHub, the state ranks in the top 20 in the nation for the share of mortgages with payments more than 30 days past due. …

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