By Lars Mucklejohn European fintech and neobank Bunq has applied for a UK electronic money institution (EMI) licence as it looks to capture market share from the likes of Revolut and Monzo ahead of a potential IPO. Bunq, Europe’s second largest neobank with 11m customers, also reported its first full year of bottom-line profitability on Tuesday, with a net profit of €53.1m (£45.2m) in 2023. The Netherlands-based mobile banking firm stopped offering new accounts in the UK at the end of 2020, citing new regulatory requirements under Brexit. It still supports UK users acquired before Brexit, unli…