Last week, a Reddit user asked a question that resonated with anyone planning for retirement: “My employer matches 15%, better than a pension?” This user, earning $23.80 per hour with a yearly 3.5% raise, has an employer contributing 15% of their paycheck into a 401(k) plan with just a 3% personal contribution requirement. They wondered if sticking with this 401(k) setup made more sense or switching to a pension, guaranteeing about $3,300 per month in retirement. Adding to the mix, they also maxed out a Roth IRA last year and were curious about getting started with dividends. The user admitted…
